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Clients have included:

Best Doctors®
Best Doctors is a world leader in connecting people with the best medical care. Using its renowned database of over 50,000 doctors recognized as the best by top specialists, Best Doctors provides rapid access to the best medical knowledge and peace of mind to millions of people around the world when faced with a serious medical condition. Best Doctors services are available worldwide serving more than 10 million individuals in 30 countries. More information about Best Doctors is available at www.bestdoctors.com.

Canada Life
The Canada Life Assurance Company (CL:TSE; CLU:NYSE), Canada's first domestic life insurance company founded in 1847, has total assets under administration in excess of $65 billion. Headquartered in Toronto, the Company operates in Canada, the United States, the Republic of Ireland, the United Kingdom, Brazil, Germany, Hong Kong, Bermuda, and the Caribbean. For more information about Canada Life, please visit www.canadalife.ca.

Ceridian Canada
Ceridian, a leading provider of managed HR and payroll solutions, serves more than 40,000 businesses of all sizes in virtually all industries from coast to coast and pays more than 2.6 million Canadians. From small business solutions to HRMS, managed payroll administration, online applicant tracking and employee assistance programs, maximize your resources with an innovative solution from Ceridian. Ceridian provides you the freedom to focus on strategic priorities and streamline your processes. More information about Ceridian is available at www.ceridian.ca.

Clarica Life Insurance Company
Clarica (CLI:TSE) has provided insurance and investment solutions to Canadians for 130 years. As well as individual and group insurance, Clarica provides a full range of wealth management products. In Canada, Clarica serves nearly three million customers through 7,800 staff, agents, financial planners and group representatives who operate out of 90 offices throughout Canada. In the United States, Clarica operates from two mid-western locations to serve 225,000 policyholders.

Desjardins Financial Security
Specializing in life and health insurance and retirement savings products, Desjardins Financial Security is a company which over 5 million Canadians count on every day for their financial security. A member of the Desjardins Group, Desjardins Financial Security has offices in several cities across the country including Vancouver, Calgary, Regina, Winnipeg, Toronto, Ottawa, Montreal, Quebec, Levis, Halifax and St-John's. For more information, please visit www.desjardinsfinancialsecurity.com.

The Empire Life Insurance Company
The Empire Life Insurance Company is a dynamic leader in the financial services industry providing life, health, group insurance and investment products to clients across Canada. Empire Life has two group product lines focusing on small to medium sized groups. BeneFit, for groups from two to 19 lives, is specifically designed with the small business owner in mind. 20Plus has the flexibility of product design to meet the needs of groups with 20 or more lives. Regional group sales offices can be found in major cities across Canada (Toronto, Burlington, London, Ottawa, Montreal, Calgary and Vancouver) with the corporate head office in Kingston, Ontario. For more information please visit the Empire Life Web site at www.empire.ca.

Federated Life Corporation
The Federated Insurance Companies of Canada are 100% Canadian owned subsidiaries of Fairfax Financial Holdings Limited headquartered in Winnipeg, Manitoba. Licensed in all provinces, Federated offers property, automobile, general liability, life, and health insurance products for commercial businesses and personal lines markets. For more information please visit the Federated Life Corporation Web site at www.federated.ca.

Green Shield Canada
Green Shield Canada is a national not-for-profit corporation specializing in the administration of health and dental benefits. Incorporated in 1957 in Windsor, Ontario, where the head office and central processing facility is located today, the company gained a federal charter through a special act of Parliament in 1992. Green Shield Canada provides a broad range of services and products to individuals, associations and groups across Canada. The company has offices in Toronto, Ottawa, London, Windsor and Vancouver. For more information, please visit www.greenshield.ca.

Industrial Alliance
Founded in 1892, Industrial Alliance Insurance and Financial Services Inc. is a life and health insurance company that offers a wide range of life and health insurance products, savings and retirement plans, RRSPs, mutual and segregated funds, securities, auto and home insurance, mortgage loans and other financial products and services. The fifth largest life and health insurance company in Canada, Industrial Alliance is at the head of a large financial group - the Industrial Alliance Group - which has operations across Canada. Industrial Alliance insures over 1.7 million Canadians, employs over 2,600 people and manages and administers $30.0 billion in assets. Industrial Alliance stock is listed on the Toronto Stock Exchange under the ticker symbol IAG. Industrial Alliance is among the 100 largest public companies in Canada.

Liberty Health
Liberty Health focuses on providing its customers with the best combination of plan design, risk management and customer service while integrating technology and effective cost management initiatives to ensure maximum value to our customers. Liberty Health is backed by one of the strongest global insurance organizations in the world, Liberty Mutual, which has been operating in Canada for more than 60 years, offering a wide range of products and services, including home and automobile insurance. The Liberty Mutual organization operates in 11 countries, has $20 billion in consolidated revenue and more than $65 billion in consolidated assets worldwide. Leading rating agencies have recognized the company's consistent financial strength: Standard & Poor's: A+ (Strong); A.M. Best: A+ (Superior); and Moody's: A1 (Good). More information on Liberty Health can be obtained at www.coverme.com.

Manulife Financial
Manulife Financial is a leading Canadian-based financial services company operating in 15 countries and territories worldwide. Through its extensive network of employees, agents and distribution partners, Manulife Financial offers clients a diverse range of financial protection products and wealth management services. Funds under management by Manulife Financial (Manulife Financial Corporation and its affiliated companies) were Cdn $140.9 billion as at June 30, 2001. Manulife Financial Corporation trades as 'MFC' on the TSE, NYSE and PSE, and under '0945' on the SEHK. For further information, please visit www.manulife.com.

Maritime Life
Founded in 1922, Maritime Life is one of Canada's fastest growing financial services companies, offering financial security through a selection of personal insurance, disability and critical illness insurance, investment products, pensions, and group life and health products and services. Based in Halifax, Nova Scotia, Maritime Life provides benefits to nearly three million Canadians through offices in Halifax, Montreal, Markham, Toronto, Kitchener, Calgary and Vancouver. For further information, please visit www.maritimelife.com.

Principal Financial Group
The Principal Financial Group (The Principal®) is a leader in offering businesses, individuals and institutional clients a wide range of financial products and services, including retirement and investment services, life and health insurance and mortgage banking through its diverse family of financial services companies. More employers choose the Principal Financial Group for their 401(k) plans than any other bank, mutual fund, or insurance company in the United States . A member of the Fortune 500, the Principal Financial Group has $128.0 billion in assets under management and serves clients worldwide from offices in Asia, Australia, Europe, Latin America and the United States. Principal Financial Group, Inc. is traded on the New York Stock Exchange under the ticker symbol PFG. For more information, visit www.principal.com.

Case Study: The Principal Financial Group® Deploys Global IQX Sales and Service Automation to Increase Productivity Using New Distribution Channels

Sun Life Financial
Sun Life Financial is a leading international financial services organization providing a diverse range of wealth accumulation and protection products and services to individuals and corporate customers. Tracing its roots back to 1865, Sun Life Financial and its partners today have operations in key markets worldwide, including Canada, the United States, the United Kingdom, Hong Kong, the Philippines, Japan, Indonesia, India, China and Bermuda. As of September 30, 2002, the Sun Life Financial group of companies had total assets under management of CDN $346.9 billion. For more information about Sun Life Financial, please visit www.sunlife.ca.

UnumProvident Corporation
The subsidiaries of UnumProvident Corporation (NYSE: UNM) offer a comprehensive, integrated portfolio of products and services backed by industry-leading return-to-work resources and disability expertise. UnumProvident is the leader in income protection, providing insurance and services to individuals, both directly and through their employers. UnumProvident has more than 100 years of experience in creating innovative solutions that protect the rewards of work: paychecks, assets and lifestyles. UnumProvident was named one of Fortune's top ten most admired insurance companies. UnumProvident Corporation has operations in the United States, Canada, the U.K., Japan, and elsewhere around the world. Company headquarters is in Chattanooga, Tenn. with significant U.S. operations in Portland, Maine; Worcester, Mass.; and Glendale, Calif. For more information, please visit www.unumprovident.com.

RBC Insurance
As one of the top 10 life insurance producers in Canada, RBC Life Insurance Company offers individual and group life and health insurance solutions, including disability income insurance, critical illness insurance, long term care insurance, term life insurance, universal life insurance and group benefits.

Our products are distributed through more than 7,000 independent brokers affiliated with producer groups, financial planning firms and stock brokerage firms, as well as through direct sales and a network of career sale representatives.

RBC Life Insurance Company has an excellent record of claims-paying ability and financial strength, currently rated 'A' (Excellent) by independent insurance rating and information agency A.M. Best Co.