Manulife Financial’s benefits products now available on Global IQX’s Web-based quoting service

Global IQX expands offerings to insurance brokers on its ConnectInsure Web site

Ottawa, Ontario and Waterloo, Ontario — November 7, 2001

Global IQX, developer of the ConnectInsure Web-based quoting service that enables insurance companies to conduct online quotations and enrollment transactions, announced today that Manulife Financial’s small business group benefits products are now available to insurance brokers at ConnectInsure

This marks the implementation of a July 2001 agreement between Global IQX and Manulife Financial to provide brokers and agents with online, real-time group insurance quotes.

“ConnectInsure is an ideal quotation service for benefit advisors in Canada,” said Geoff Crickmay, senior vice president, Canadian Division Group Business, Manulife Financial. “Our partnership with Global IQX will enhance our quoting and enrollment abilities, enabling the Group Benefits division to maximize resources in the support of sales.”

“Insurance brokers and agents will now be able to access confidential quotes from Manulife and other carriers around the clock, while saving valuable time in the process.”

“We are very pleased that Manulife Financial’s products are live on the ConnectInsure site,” said Michael de Waal, president and founder of Global IQX. “As one of Canada’s leading financial services companies, Manulife Financial’s products will increase the value and appeal of ConnectInsure for insurance brokers.”

Currently, more than 900 licensed insurance brokers and consultants in Canada are registered with ConnectInsure, a Web-based application powered by the IQX Platform. Available free of charge to licensed insurance brokers, ConnectInsure provides plan advisors, brokers and other certified benefit planners access to an instant quoting service online. Traditionally, benefit advisors and brokers have needed four to six weeks to gather the detailed information for a client quote and presentation. ConnectInsure delivers all the same information in a few minutes.

In addition to its partnership with Manulife Financial, Global IQX has also formed partnerships with the Clarica Life Insurance Company, Green Shield Canada and Imperial Life Insurance, a subsidiary of the Desjardins-Laurentian Financial Corporation.

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Manulife Financial

Manulife Financial is a leading Canadian-based financial services company operating in 15 countries and territories worldwide. Through its extensive network of employees, agents and distribution partners, Manulife Financial offers clients a diverse range of financial protection products and wealth management services. Funds under management by Manulife Financial (Manulife Financial Corporation and its affiliated companies) were Cdn$140.9 billion as at June 30, 2001. Manulife Financial Corporation trades as ‘MFC’ on the TSE, NYSE and PSE, and under ‘0945′ on the SEHK. Manulife Financial can be found on the Internet atwww.manulife.com.

About Global IQX, Inc.

Global IQX, www.globaliqx.com, established in 1999, specializes in configurable, component-based sales and services automation solutions that streamline and optimize business processes for North American group benefits insurance organizations. Offered as a complete suite or individually, these solutions automate rating, underwriting, renewal and enrollment supporting all lines and market segments. Global IQX production proven solutions increase operational efficiency and reduce cost while promoting improved communication and interaction within and across departments. Developed and delivered by a team with group insurance depth and experience, these solutions give business users more control, with less dependence on IT resources. Clients include many of North America’s largest insurance companies.

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Global IQX teams with Imperial Life to offer benefits products via real-time insurance quoting service

Global IQX expands benefit product offerings on ConnectInsure and Finactive Web sites

Ottawa, Ontario — October 4, 2001
Global IQX Inc., developer of the Insurance Quotation Exchange Engine (IQX™) that enables insurance companies to conduct online quotations and enrollment transactions, today announced an agreement with the Imperial Life Assurance Company of Canada, a subsidiary of the Desjardins-Laurentian Financial Corporation.

The service agreement will enable Imperial Life’s SOLO and Work Benefits Insurance products to be powered on both the ConnectInsure and Finactive Web sites. ConnectInsure is Global IQX’s Web-based service that provides plan advisors, brokers and other certified benefit planners the access to an instant, free quoting service, available 24 hours a day, seven days a week. ConnectInsure.com will enable Laurentian Financial Services brokers, representatives and managing general agents from Imperial Life to access online instant quotes, reducing the time to obtain quotations.

“The IQX platform will allow Imperial Life’s agents and brokers to get quotes for small businesses faster and easier,” said Taylor Train, vice president, sales strategies, training and technical support, Imperial Life Assurance Company of Canada. “For us, it demonstrates another step in simplifying the way we’re doing business with our brokers.”

“We’re pleased to partner with a company that has such a strong mandate for online services,” said Michael de Waal, president and founder of Global IQX. “Adding Imperial Life’s benefits products to the ConnectInsure site means an expansion and strengthening of our offerings to the insurance industry.”

Finactive, the virtual distributor of Imperial Life’s benefit products, will also be able to offer small businesses and self-employed their group insurance plan powered by the IQX engine, a secure interface quotation system on the Internet.

“The Finactive and ConnectInsure Web sites will improve Imperial Life’s product accessibility across Canada,” said Constance Lemieux, senior vice president, technology and ebusiness, Imperial Life Assurance Company of Canada. “Global IQX’s Internet technology will shorten the acquisition process for brokers, employers of small businesses and self-employed clients. Imperial Life’s SOLO products are well-placed for those who are self-employed, on contract, or working as established business owners.”

Imperial Life is the fourth major Canadian insurance carrier to partner with Global IQX. Since March, the Clarica Life Insurance Company, Green Shield Canada and Manulife Financial have also partnered with Global IQX.

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Imperial Life
For over 100 years, the Imperial Life Assurance Company of Canada has been offering an array of individual and group health insurance, annuity and investment fund products, throughout Canada, with the exception of Quebec. Imperial Life has about 500,000 policyholders.

About Global IQX, Inc.
Global IQX, www.globaliqx.com, established in 1999, specializes in configurable, component-based sales and services automation solutions that streamline and optimize business processes for North American group benefits insurance organizations. Offered as a complete suite or individually, these solutions automate rating, underwriting, renewal and enrollment supporting all lines and market segments. Global IQX production proven solutions increase operational efficiency and reduce cost while promoting improved communication and interaction within and across departments. Developed and delivered by a team with group insurance depth and experience, these solutions give business users more control, with less dependence on IT resources. Clients include many of North America’s largest insurance companies.

Global IQX’s real-time group insurance quoting service to offer Manulife’s group benefit products

Manulife is the third Canadian insurance carrier to partner with Global IQX since March

Ottawa, Ontario and Waterloo, Ontario — July 17, 2001
Global IQX today announced that Manulife Financial will offer their group benefit small business products in Canada on Connect Insure™, the first Web-based group insurance marketing, quoting and enrollment service. Manulife is the third major Canadian insurance carrier to partner with Global IQX since March.

“Connect Insure corresponds to the vision that Manulife has developed and will definitely help us towards achieving our goal in becoming a global leader,” said Geoff Crickmay, senior vice president, Canadian Division Group Business, Manulife Financial. “In a time of cost effectiveness and return on investment, Connect Insure is the answer for our plan advisors, brokers and certified agents to research and offer our products to the marketplace.”

“Manulife has experienced great success with a 26 percent increase in group benefits in 2000. We believe Connect Insure will contribute to future growth,” said Michael de Waal, president and founder of Global IQX. Since March, the Clarica Life Insurance Company and Green Shield Canada have also partnered with Global IQX.

Connect Insure is a Web-based application powered by the Global IQX Insurance Quotation Exchange Engine (IQX™). It provides plan advisors, brokers and other certified benefit planners the access to an instant quoting service online. While it currently takes benefit advisors and brokers an average of four to six weeks to gather the necessary information to provide a complete program to their clients, Connect Insure will provide the same information instantaneously.

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Manulife Financial
Manulife Financial is a leading Canadian-based financial services company operating in 15 countries and territories worldwide. Through its extensive network of employees, agents and distribution partners, Manulife Financial offers clients a diverse range of financial protection products and wealth management services. Funds under management by Manulife Financial (Manulife Financial Corporation and its affiliated companies) were Cdn $124.2 billion as at March 31, 2001.

Manulife Financial Corporation trades as ‘MFC’ on the TSE, NYSE and PSE, and under ‘0945′ on the SEHK. Manulife Financial can be found on the Internet at www.manulife.com.

About Global IQX, Inc.
Global IQX, www.globaliqx.com, established in 1999, specializes in configurable, component-based sales and services automation solutions that streamline and optimize business processes for North American group benefits insurance organizations. Offered as a complete suite or individually, these solutions automate rating, underwriting, renewal and enrollment supporting all lines and market segments. Global IQX production proven solutions increase operational efficiency and reduce cost while promoting improved communication and interaction within and across departments. Developed and delivered by a team with group insurance depth and experience, these solutions give business users more control, with less dependence on IT resources. Clients include many of North America’s largest insurance companies.

Clarica group insurance for small business available at ConnectInsure Web site

First Web-based quoting service offered to group benefits advisors and brokers

Ottawa, Ontario and Waterloo, Ontario — June 26, 2001
Global IQX today announced that Clarica’s group insurance product for small business is now available on its Web-based quoting service at www.connectinsure.com — a first in the group insurance industry. This marks the implementation of a March 2001 agreement between Global IQX and Clarica to provide brokers and agents with online, real time group insurance quotes.

“As other insurers are added, this will be extremely efficient quoting process for brokers and agents. Application and enrolment forms are also on the site and automatically pre-filled — another time-saver. We’re pleased to be working with Global IQX on this initiative.” said Jack Reynolds, Clarica’s Vice President, Group Small Business.

“Hundreds of agents and brokers have already registered on the ConnectInsure website and more are being added each day. There’s a high level of enthusiasm for this service. We’re confident that ConnectInsure will fill a need in the marketplace,” said Michael de Waal, President and founder of Global IQX.

Over the next few weeks, the ConnectInsure Web site will begin providing access to products from a variety of carriers. Greenshield has also signed on to offer small group product quotes on ConnectInsure.

ConnectInsure is a Web-based application powered by the Global IQX Insurance Quotation Exchange Engine (IQX™). It provides plan advisors, brokers and other certified benefit planners the access to an instant free quoting service, available 24 hours a day, seven days a week.

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Clarica Life Insurance Company
Clarica (CLI:TSE) has provided insurance and investment solutions to Canadians for 130 years. As well as individual and group insurance, Clarica provides a full range of wealth management products. In Canada, Clarica serves nearly three million customers through 8,000 staff, agents, financial planners and group representatives who operate out of 90 offices throughout Canada. In the United States, Clarica operates from two mid-western locations to serve 225,000 policyholders. For additional information, please visit the Clarica website at www.clarica.com.

About Global IQX, Inc.
Global IQX, www.globaliqx.com, established in 1999, specializes in configurable, component-based sales and services automation solutions that streamline and optimize business processes for North American group benefits insurance organizations. Offered as a complete suite or individually, these solutions automate rating, underwriting, renewal and enrollment supporting all lines and market segments. Global IQX production proven solutions increase operational efficiency and reduce cost while promoting improved communication and interaction within and across departments. Developed and delivered by a team with group insurance depth and experience, these solutions give business users more control, with less dependence on IT resources. Clients include many of North America’s largest insurance companies.

Green Shield Canada partners with Global IQX Inc.

Top 10 health care benefits provider is the second giant Canadian carrier to sign on with Connect Insure™ in less than two weeks

Toronto, Ontario and Ottawa, Ontario — April 4, 2001
Global IQX, developer of the first Web-based group insurance marketing, quoting and enrollment service, today announced that Green Shield Canada has selected Connect Insure™ for its approved employee benefit advisors to quickly and effectively obtain group insurance quotes for small business clients. The announcement was made today at the Canadian Association of Insurance and Financial Advisors (CAIFA) Congress in Toronto.

“Connect Insure is a real-time solution for us,” said Gren MacDonald, vice-president of sales and marketing for Green Shield Canada. “Our quality products will now be available in an instant and in our selected markets. We expect it to have positive effects on our sales.”

Powered by the Global IQX Insurance Quotation Exchange Engine (IQX™), Connect Insure will provide an instant quoting service free to employee benefit advisors across Canada that have an Internet connection and appropriate licensing. Currently, benefit advisors can spend up to 4 to 6 weeks sending plan specifications to a variety of carriers and preparing spreadsheets to outline options and comparisons. The Connect Insure service will streamline the quoting process in real-time, 24 hours a day, seven days a week.

“Green Shield Canada is a leader amongst health care benefit carriers in the country and we are delighted that the company has chosen our Connect Insure service to provide additional Web-based products to brokers and benefit advisors,” said Michael de Waal, president and founder of Global IQX. “This second announcement in as many weeks confirms there was a definite need in the industry for a real-time solution such as Connect Insure.”

The Clarica Life Insurance Company partnered with Global IQX in March 2001. “We are in the process of signing up more insurance companies in the near future,” said de Waal. “The more products available via Connect Insure, the better for all involved, advisors, companies, small businesses, etc.”

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Green Shield Canada
Green Shield Canada is a national not-for-profit corporation specializing in the administration of health and dental benefits. Incorporated in 1957 in Windsor, Ontario, where the head office and central processing facility is located today, the company gained a federal charter through a special act of Parliament in 1992. Green Shield Canada provides a broad range of services and products to individuals, associations and groups across Canada. The company has offices in Toronto, Ottawa, London, Windsor and Vancouver. For more information, please visit www.greenshield.ca.

About Global IQX, Inc.
Global IQX, www.globaliqx.com, established in 1999, specializes in configurable, component-based sales and services automation solutions that streamline and optimize business processes for North American group benefits insurance organizations. Offered as a complete suite or individually, these solutions automate rating, underwriting, renewal and enrollment supporting all lines and market segments. Global IQX production proven solutions increase operational efficiency and reduce cost while promoting improved communication and interaction within and across departments. Developed and delivered by a team with group insurance depth and experience, these solutions give business users more control, with less dependence on IT resources. Clients include many of North America’s largest insurance companies.

Clarica chooses Global IQX Inc. to provide web based group insurance quoting service

ConnectInsure™ makes getting quotes for small business clients faster and more cost effective for brokers and agents

Ottawa, Ontario — March 20, 2001 /CNW/
Global IQX Inc., developer of the first dynamic web-based group insurance marketing, quoting and enrolment service, announced today that Clarica Life Insurance Company has chosen ConnectInsure™ to enable employee benefit advisors to quickly and effectively obtain group insurance quotes for small business clients.

Powered by the Global IQX Inc. Insurance Quotation Exchange Engine (IQX™), ConnectInsure™ will provide an instant quoting service free to employee benefit advisors across Canada that have an Internet connection and appropriate licensing.

Currently, benefit advisors spend a great deal of time sending plan specifications to a variety of carriers and preparing detailed spreadsheets outlining options and rate comparisons. The ConnectInsure™ web site provides access to a multitude of products from a variety of carriers and the ability to prepare quotes in real-time, online, 24 hours a day, seven days a week.

“This exciting new initiative will have a very positive impact on the way we handle small cases,” said Jack Reynolds, group small business vice president for Clarica. “It’s extremely efficient for benefit advisors. Clients will benefit from timely service and ultimately from cost efficiencies that will result from using ConnectInsure™. Given Clarica’s product quality and competitive pricing, we expect it will impact very positively on sales.”

As part of a nationwide program to increase small business market reach and market share, Clarica is meeting with agents and brokers across Canada to promote their small business strategy and the benefits of using ConnectInsure™ to better service clients.

“Clarica has clearly demonstrated their confidence in the ConnectInsure™ service offered by Global IQX Inc.,” said Michael de Waal, president and founder of Global IQX Inc. “We are delighted to be working with such a forward looking and respected organization.”

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Clarica Life Insurance Company
Clarica (CLI:TSE) has provided insurance and investment solutions to Canadians for 130 years. As well as individual and group insurance, Clarica provides a full range of wealth management products. In Canada, Clarica serves nearly three million customers through 7,800 staff, agents, financial planners and group representatives who operate out of 90 offices throughout Canada. In the United States, Clarica operates from two mid-western locations to serve 225,000 policyholders. For additional information, please visit the Clarica website at www.clarica.com.

About Global IQX, Inc.
Global IQX, www.globaliqx.com, established in 1999, specializes in configurable, component-based sales and services automation solutions that streamline and optimize business processes for North American group benefits insurance organizations. Offered as a complete suite or individually, these solutions automate rating, underwriting, renewal and enrollment supporting all lines and market segments. Global IQX production proven solutions increase operational efficiency and reduce cost while promoting improved communication and interaction within and across departments. Developed and delivered by a team with group insurance depth and experience, these solutions give business users more control, with less dependence on IT resources. Clients include many of North America’s largest insurance companies.

Global IQX to Power Employee Benefits Marketplace for Insurers and SMEs

Global IQX Secures Financing, Opens Offices, Negotiates with Major Insurance Carriers

Ottawa, Ontario — February 27, 2001 /CNW/
Global IQX Inc., an Ottawa based company and developer of the first dynamic web-based group insurance marketing, quoting and enrollment service, announced today that Sojecci Ltée and I·U·GO Ventures Inc. both of Montreal, Quebec, have made a significant investment in Global IQX to accelerate its growth across North America.

Using its proprietary Insurance Quotation Exchange Engine (IQX™) e-commerce technology, Global IQX will power online employee benefits marketplaces that will streamline the process and allow insurance carriers, brokers and small to medium-sized enterprises (SME’s) to conduct online quotations and enrollment transactions through an intuitive, secure interface, in real-time via the Internet. The sites, which will be available in English and French, will go live this spring and will bring savings in both time and money for its users.

The IQX™ engine has been built using standard insurance quoting business rules from all carriers and allows quotes to be obtained with a few pieces of information in just seconds. Benefits packages can be modified “on-the-fly”. The engine then facilitates the enrollment process either directly with the carrier or through a broker.

Negotiations are currently underway with major insurance carriers who will use IQX™ technology as the quotation engine for their respective web sites. “These companies realize that the IQX™ technology is a cost-effective means to extend their brand on-line, providing opportunities for cross selling and expansion of products,” said Michael de Waal, president and founder of Global IQX.

The Small Business group insurance market in North America is estimated at 30 billion dollars Canadian. According an A.M. Best 1998 study, only 40% of North American businesses with less than 100 employees provide healthcare benefits. And, according to a recent allbusiness.com survey, some 80% of small businesses are unsatisfied with their existing insurance. IQX™ can help carriers and brokers to service this market cost effectively.

“This is a very exciting time for us,” said de Waal, referring to the launch and financing. “Global IQX has a sound business model, and a superior product. The venture capital community has quickly recognized this by investing in our business. The momentum continues to grow and we are rapidly securing insurance partners across North America and around the world.”

“We’ve taken an exhaustive look at the Canadian marketplace in terms of investment opportunity,” said Christian Chagnon, Managing Partner of I·U·GO Ventures. “We chose Global IQX as our first entry into business-to-business applications because it has a solid business model and viable product that promises good returns.” Global IQX is the first Ottawa-based company supported by Chagnon family funds.

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Sojecci Ltée

Based in Montreal, Sojecci Ltée is controlled by the Chagnon family and is the former majority shareholder of Le Groupe Vidéotron Ltée. The Chagnon family has been involved in the broadband cable, broadcast, and telecommunications sectors for over 35 years. Videotron was recently sold to Quebecor, a Canadian media corporation for $5.4B. One of the new strategic initiatives of the Chagnon family will be to participate, through private equity investments, in emerging broadband companies worldwide.

I·U·GO Ventures Inc.

Sojecci Ltée has selected I·U·GO Ventures Inc. to manage its broadband private equity investment portfolio. I·U·GO Ventures Inc. is a strategic investment firm, specializing in broadband. I·U·GO Ventures is committed to the development and deployment of global broadband services for consumers and small & medium-size businesses. Most of the I·U·GO Ventures partners are former Videotron executives involved in the deployment of Videotron’s broadband Internet offerings including the consumer portal, the broadband access ISP, and the Voice over IP initiative. This core I·U·GO team also includes senior executives coming from the wireless, finance and marketing sectors.

About Global IQX, Inc.

Global IQX, www.globaliqx.com, established in 1999, specializes in configurable, component-based sales and services automation solutions that streamline and optimize business processes for North American group benefits insurance organizations. Offered as a complete suite or individually, these solutions automate rating, underwriting, renewal and enrollment supporting all lines and market segments. Global IQX production proven solutions increase operational efficiency and reduce cost while promoting improved communication and interaction within and across departments. Developed and delivered by a team with group insurance depth and experience, these solutions give business users more control, with less dependence on IT resources. Clients include many of North America’s largest insurance companies.